Illiana offers three tiers of VISA cards including the Platinum, Gold and Classic cards. All three VISA’s are honored at more than 3 million stores, hotels, restaurants and airlines worldwide. Each card features a 25-day grace period for purchases, a minimum payment of 2% or $15 (whichever is greater), no annual fee, and a fixed annual percentage rate.
- Platinum VISA is fixed at 8.75%
- Gold VISA is fixed at 9.90%
- Classic VISA is fixed at 12.84% APR.
Balance Transfer Fee:
Cash Advance Fee:
Foreign Transaction Fee:
1.00% of each multiple currency in U.S. dollars 0.80%
of each single currency transaction in U.S. dollars
Late Payment Fee:
Statement Copy Fee:
Emergency Card Replacement Fee:
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Cardholder Disputed Item Statement