Illiana offers three tiers of VISA cards including the Platinum, Gold and Classic cards. All three VISA’s are honored at more than 3 million stores, hotels, restaurants and airlines worldwide. Each card features a 25-day grace period for purchases, a minimum payment of 2% or $15 (whichever is greater), no annual fee, and a fixed annual percentage rate.

  • Platinum VISA is fixed at 8.75%
  • Gold VISA is fixed at 9.90%
  • Classic VISA is fixed at 12.84% APR.

Balance Transfer Fee:

Cash Advance Fee:

Foreign Transaction Fee:

No Fee

No Fee

1.00% of each multiple currency in U.S. dollars 0.80%
of each single currency transaction in U.S. dollars


Late Payment Fee:

Statement Copy Fee:

Emergency Card Replacement Fee:

Rush Fee:






To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at


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Visa Disclosure

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