*A $40 fee per loan Skip-A-Payment will be assessed. There is no limit to the dollar amount of the loan. Loan must be in existence for at least six months to qualify and apply for Skip A Pay. After six regular monthly payments you may reapply. Offer does not apply to mortgage loans, credit cards or home equity loans and lines of credit. You agree and understand that: 1) FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement, during and after that time; 2) deferring your next payment will result in your having to pay higher total FINANCE CHARGES than if you made your payments as originally scheduled 3) this payment deferral will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off. 4) You will be required to resume your regular monthly payments in the following month. If recent data shows that you have been delinquent on the mentioned loan(s) for any reason, Illiana Financial reserves the right to deny your application for Skip-A-Payment. If your request is denied, we will contact you. For members with payroll deduction, the payment will still come out of payroll but will stay in share accounts and not be transferred to the loan for that month.