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MaxReturns Checking

MaxReturns Checking from Illiana Financial, is a checking account where you earn higher returns and have 24/7 access to your funds. Here is how it works:

Your money is held in a Money Market Savings account where it earns higher interest rates. When you write a check, that amount of money is automatically “swept” from your Money Market Savings account into your checking account to cover the check amount. You earn Money Market rates on your funds without any hassle on your end. Other features and benefits of this product include:

  • Unlimited transactions – Many institutions only allow two or three free transactions a month.
  • No transfer fees.
  • Free ATM withdrawals at Illiana ATM machines and ATMs with Allpoint, Co-op or StarSf logos.
  • Over 60,000 surcharge-free ATMs.*
  • Free online Bill Payment service to save on the cost of checks.
  • Hassle-free account with free standard checks.

These features offer increased convenience, higher returns, lower costs, plus they save you time.

This account requires an average daily balance of $2,000.00 per month to avoid a fee.