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Illiana Financial offers three tiers of VISA cards including the Platinum, Gold and Classic cards. All three VISA’s are honored at more than 3 million stores, hotels, restaurants and airlines worldwide. Each card features a 25-day grace period for purchases, a minimum payment of 2% or $15 (whichever is greater), no annual fee, and a fixed annual percentage rate.

Balance Transfer No Fee
Cash Advance No Fee
Foreign Transaction 1.00% of each multiple currency in U.S. dollars 0.80% of each single currency transaction in U.S. dollars
Late Payment $25.00 (as of 04/01/2022 fee will be $30.00)
Statement Copy $5.00
Emergency Card Replacement $55.00
Rush Fee $55.00

To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau.

Pre-Authorized Check Payment  |   Cardholder Disputed Item Form  |   Visa Disclosure  |  View Fees