Illiana Financial offers three tiers of VISA cards including the Platinum, Gold and Classic cards. All three VISA’s are honored at more than 3 million stores, hotels, restaurants and airlines worldwide. Each card features a 25-day grace period for purchases, a minimum payment of 2% or $15 (whichever is greater), no annual fee, and a fixed annual percentage rate.
|Balance Transfer||No Fee|
|Cash Advance||No Fee|
|Foreign Transaction||1.00% of each multiple currency in U.S. dollars 0.80% of each single currency transaction in U.S. dollars|
|Late Payment||$25.00 (as of 04/01/2022 fee will be $30.00)|
|Emergency Card Replacement||$55.00|
To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau.