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Routing Number: 271976523
Planning for your future doesn’t have to be complicated. At Illiana Financial, we offer two powerful retirement savings options designed to help you grow your money and feel confident about what’s ahead.
A Traditional IRA is a great option if you’re looking for potential tax advantages today while building for tomorrow.
With a Traditional IRA, your contributions may be tax-deductible (depending on your situation), which could help lower your taxable income now. Your savings grow tax-deferred, meaning you won’t pay taxes on earnings until you withdraw funds in retirement.
A Roth IRA is all about tax-free income later—so you can enjoy your retirement without worrying about taxes on your earnings.
Contributions are made with after-tax dollars, but your money grows tax-free, and qualified withdrawals in retirement are also tax-free. That means more of your money stays in your pocket when you need it most.
Whether you prefer tax savings now or tax-free income later, we have an IRA option that fits your goals. Our team is here to help you choose the right path and make saving for retirement simple. Stop by a branch, give us a call, or speak with a representative today to get started.
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